Business & Commercial Insurance
BOP, GL, and workers' comp for Atlanta-area businesses.
What this is
Small and mid-sized businesses across Georgia trust Metro Risk to package the right combination of general liability, property, and workers' comp — without paying for coverage they don't need.
Who it's for
Contractors, retailers, restaurants, professional services, salons, daycares, and any Georgia-licensed business with employees or a storefront.
What's covered
- Business Owner's Policy (BOP)
- General liability and professional liability (E&O)
- Commercial property and inland marine
- Workers' compensation
- Commercial umbrella
- Cyber liability
How we work
- 01
Risk assessment
We map your exposures by class code and revenue before we shop.
- 02
Carrier match
Different industries fit different carriers. We know which is which.
- 03
Annual stewardship
We review your policy each year as your business changes.
Frequently asked
Do you work with contractors who need certificates daily?+
Yes — fast turnaround on certificates is standard, not extra.
Can you write workers' comp for a one-person LLC?+
Yes, including ghost policies where allowed in Georgia.
Other coverages we write
NEMT Insurance
Specialty coverage for NEMT operators across Georgia.
Trucking Insurance
Coverage for owner-operators and fleets running in and out of Atlanta.
Auto Insurance
Personal auto coverage that actually fits your driving life.
Home Insurance
Protect your home from Georgia weather, theft, and liability.
Life Insurance
Term and permanent life coverage with no pressure.
Free, no-pressure quote
Ready to see what you’re actually paying for?
Send us your current declarations page and we'll do a free side-by-side review across our carriers. No obligation, no sales pitch.