Non-emergency medical transportation (NEMT) insurance is a type of for-hire coverage designed to protect business vehicles used to transport patients to medical appointments on a pre-arranged basis.
NEMT livery differs from other forms of livery in a few important ways. Unlike taxi services, NEMT businesses are typically compensated by Medicaid or medical service providers.
NEMT vehicles lack the lightbars and sirens commonly found in ambulances and other emergency vehicles. Minivans, passenger vans and SUVs are among the most common commercial autos used for non-emergency medical transportation.